Senior Specialist; Credit Risk at NMB Bank
Senior Specialist; Credit Risk
Job Location :
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Head Office, Hq
Job Purpose:
Responsible for
the independent oversight of the credit risk profile for the banks
Wholesale portfolio. This role serves as the Second Line of Defense,
focusing on ensuring that all corporate lending activities adhere to the
banks risk appetite, established credit policies, and regulatory
requirements in line with ERMF framework.
Knowledge and Skills:
- Strong analytical and critical thinking skills.
- Extensive knowledge and experience on corporate facilities including on and off balance sheet facilities.
- Wider understanding of the Enterprise Risk Management Framework for the Bank and lines of defence phenomena.
- In depth understanding of all Wholesale Banking and Credit related products and services including key sectors contributing to these portfolios.
- Desired knowledge on entire credit activities value chain for Wholesale including but not limited to origination, appraisal, approval, documentation and limits capturing & maintenance, monitoring, Special Assets Management.
- Desired knowledge in the multisectoral aspects and key Risks within assigned portfolio including concentrations, structural and other dynamics, and related laws in Tanzania.
- Independent judgment and ability to challenge business decisions.
- Strong computer skills proficient in outlook, word, excel and power point presentations.
- Strong interpersonal and networking skills for both internal and external stakeholders.
- Ability to effectively prioritize and execute tasks in a high-pressure environment.
- High attention to detail and commitment to accuracy.
Qualifications and Experience:
- Bachelor’s Degree in Banking, Business Administration, Accounts and Finance, Accounting, Commerce, or Economics or other relevant fields of study.
- Certification(s) in risk management or Banking certification is an added advantage.
- Master’s degree is an added advantage.
- Minimum of Four (4) years’ working experience in a Bank or financial Institution or any closely related environments.
- At least one (1) year in Credit Risk Management, Credit or Originations.
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