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We are hiring!
Position: Assistant Manager – Credit
Reports to: Head – Credit Review & Control
Location: Head Office
Job Purpose:
The
primary responsibility is to control Credit Risk in the loan book of
the Bank, which includes review of Credit Assessments (CA), remediation
of high-value under-performing accounts, and monitoring and control
measures to be adopted with the highest standards.
Duties:
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Review Credit Risk parameters within each Credit Application prior to submission to the Management Credit Committee, identifying credit risk elements and ensuring such elements are minimized, mitigated, and controlled, leading to overall high-standard credit quality of the portfolio.
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Manage high-value under-performing accounts, including renegotiations, restructures, and workouts, with the goal of returning business and retaining the accounts in performing status.
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Undertake close monitoring of the overall portfolio, detect early warning signals and portfolio quality deterioration, and ensure actions are taken by business units accordingly.
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Continuously improve the quality of the credit control framework.
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Provide enhanced supervision on low-rated, stressed, and watchlist accounts, including NPAs.
Requirements:
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Bachelor’s degree in Accounting, Business Administration, Banking and Finance, Economics, or similar
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Master’s degree or Post Graduate Degree in Business, Commerce, Economics, or related subjects is an added advantage
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At least 5 years of banking experience in the Corporate/Credit Lending units in a leading bank in Tanzania